CARRYING loose change in our pockets is becoming less common as many people rely on transacting with plastic.
So when it comes to donating. it is harder for people to give generously when they are walking down the street without any notes or coins handy.
A new report released by ImpactPay says Australians still remain a generous bunch.
About 84 per cent of people donate to charity at least once a year and about 75 per cent believe supporting charities is everybody’s responsibility, says the report, The next generation of givers: A manifesto of ImpactPay.
Failing to carry cash remains a big barrier to people donating — about 33 per cent of people want more options to give to charity via online donations. And about 21 per cent want greater control to giving to charity using their phones.
The Salvation Army’s general manager of community fundraising, Andrew Hill, said it had implemented many ways for people to donate to cater for those not carrying cash.
“We implemented a system where people can tap and go, it’s a preset amount and it can be done in seconds,” he said.
“You have to provide lots of opportunities for people to donate, either through the website, through cashless points on the street or by tipping coins in a bucket.”
ImpactPay founder Adam Levine said users of its app could donate tiny amounts each time they spent money using a prepaid debit card.
Amounts can be donated to a charity of choice and completed each time a card transaction is made.
“Cash as a payment mechanism continues to reduce, particularly for younger people where their primary source of payment is a debit card,” Mr Levine said.
“This gives them control over who they are giving to, transparency over where their money is going and what particular projects the money is being used for.
“We are making it part of their everyday living activities when you have a coffee, lunch with your friends, you have choice.”
ImpactPay becomes live today (November 12) but does come at a cost of $1.50 per month to users, except students.
National Australia Bank’s Charitable Giving Index found the average donation fell slightly from $353 in the year to February 2017 to $350 in the year to February 2018.
It also found charitable lotteries were the fastest growing category Aussies chose to donate to, up 9.2 per cent.
This was followed by those tipping in cash for cancer (up 6 per cent), community service and children/family (4.3 per cent).